{"id":680,"date":"2023-02-17T16:01:01","date_gmt":"2023-02-17T16:01:01","guid":{"rendered":"https:\/\/lifestylerek.pl\/?p=680"},"modified":"2023-02-17T16:01:01","modified_gmt":"2023-02-17T16:01:01","slug":"licytacje-komornicze-co-musisz-o-nich-wiedziec","status":"publish","type":"post","link":"https:\/\/lifestylerek.com\/sk\/aukcie-komercne-co-musite-vediet\/","title":{"rendered":"Exek\u00fatorsk\u00e9 dra\u017eby - \u010do o nich potrebujete vedie\u0165?"},"content":{"rendered":"

\u010co s\u00fa dra\u017eby s\u00fadnych exek\u00fatorov a z \u010doho pozost\u00e1vaj\u00fa?<\/h2>\n

Dra\u017eby s\u00fadnych exek\u00fatorov s\u00fa posledn\u00fdm a \u010dasto pova\u017eovan\u00fdm prvkom vym\u00e1hania v pr\u00edpade platobne neschopn\u00e9ho dl\u017en\u00edka. Ide o \u0161pecifick\u00fd a pr\u00edsne regulovan\u00fd typ predaja hnute\u013en\u00e9ho alebo nehnute\u013en\u00e9ho majetku, ktor\u00fd sa nach\u00e1dza v majetku dl\u017en\u00edka. Exek\u00faciu dl\u017en\u00edka vykon\u00e1va s\u00fadny exek\u00fator p\u00f4sobiaci pri pr\u00edslu\u0161nom okresnom s\u00fade, ale aj v tomto pr\u00edpade je to verite\u013e, kto m\u00e1 pr\u00e1vo vybra\u0165 si konkr\u00e9tny exek\u00fatorsk\u00fd \u00farad.<\/p>\n

Exek\u00fatorsk\u00fdm dra\u017eb\u00e1m predch\u00e1dza cel\u00fd rad \u010fal\u0161\u00edch \u00fakonov, ktor\u00fdch cie\u013eom je ur\u010dit\u00fdm sp\u00f4sobom presved\u010di\u0165 dl\u017en\u00edka, aby zaplatil svoje dlhy. Naj\u010dastej\u0161ie maj\u00fa formu v\u00fdzvy verite\u013ea dl\u017en\u00edkovi na vyrovnanie jeho z\u00e1v\u00e4zkov, na \u010do m\u00e1 dl\u017en\u00edk presne dva t\u00fd\u017edne. V situ\u00e1cii, ke\u010f v\u00fdzva neprin\u00e1\u0161a \u017eiadne merate\u013en\u00e9 \u00fa\u010dinky, s\u00fadny exek\u00fator zabav\u00ed majetok dl\u017en\u00edka. Ak dl\u017en\u00edk st\u00e1le nevykon\u00e1 \u017eiadne \u00fakony (hne\u010f po zaisten\u00ed majetku s\u00fadnym exek\u00fatorom), zaisten\u00e9 predmety ocen\u00ed znalec a potom s\u00fad a s\u00fadny exek\u00fator zverejnia inform\u00e1ciu o dra\u017ebe vo forme ozn\u00e1menia. D\u00f4le\u017eit\u00e9 je, \u017ee tak\u00e1to dra\u017eba sa nem\u00f4\u017ee uskuto\u010dni\u0165 sk\u00f4r ako 14 dn\u00ed po nadobudnut\u00ed pr\u00e1voplatnosti ocenenia majetku dl\u017en\u00edka.<\/p>\n

Kto sa m\u00f4\u017ee z\u00fa\u010dastni\u0165 na dra\u017eb\u00e1ch s\u00fadnych exek\u00fatorov?<\/h2>\n

W\u00a0dra\u017eby s\u00fadnych exek\u00fatorov<\/strong>\u00a0Aukcie sa m\u00f4\u017ee z\u00fa\u010dastni\u0165 ka\u017ed\u00fd, kto m\u00e1 z\u00e1ujem. Na \u00fa\u010das\u0165 v aukcii je potrebn\u00e9 zaplati\u0165 dra\u017eobn\u00fa z\u00e1bezpeku, t. j. ur\u010dit\u00fa sumu uveden\u00fa v ozn\u00e1men\u00ed o aukcii, ktor\u00e1 je akousi z\u00e1rukou za dodr\u017eanie dohody v pr\u00edpade v\u00ed\u0165azstva v aukcii a z\u00edskania pr\u00edklepu. V\u00fd\u0161ka z\u00e1bezpeky ponuky sa stanovuje v pomere k odhadovanej hodnote predmetu dra\u017eby a predstavuje 1\/10 jeho hodnoty. T\u00e1to suma sa plat\u00ed najnesk\u00f4r de\u0148 pred za\u010dat\u00edm dra\u017eby, zvy\u010dajne bankov\u00fdm prevodom (m\u00f4\u017ee sa v\u0161ak zaplati\u0165 aj priamo na exek\u00fatorskom \u00farade). Po skon\u010den\u00ed aukcie sa z\u00e1loha vr\u00e1ti t\u00fdm, ktor\u00ed sa z\u00fa\u010dastnili na aukcii, ale nevyhrali.<\/p>\n

Existuj\u00fa v\u0161ak z\u00e1konn\u00e9 v\u00fdnimky pre osoby, ktor\u00e9 sa m\u00f4\u017eu z\u00fa\u010dastni\u0165 na\u00a0dra\u017eby s\u00fadnych exek\u00fatorov<\/strong>. Uzavret\u00fd katal\u00f3g je definovan\u00fd z\u00e1konom a neumo\u017e\u0148uje \u00fa\u010das\u0165 na dra\u017ebe tak\u00fdm osob\u00e1m, ako s\u00fa:<\/p>\n

\u00a0- dl\u017en\u00edka,<\/p>\n

- man\u017eel\/ka a deti dl\u017en\u00edka,<\/p>\n

- rodi\u010dia a s\u00farodenci dl\u017en\u00edka<\/p>\n

- osoby pr\u00edtomn\u00e9 na aukcii v \u00faradnom postaven\u00ed,<\/p>\n

- s\u00fadneho exek\u00fatora, ako aj ich man\u017eelov, deti, rodi\u010dov a s\u00farodencov,<\/p>\n

- uch\u00e1dza\u010d, ktor\u00fd nesplnil podmienky predch\u00e1dzaj\u00facej aukcie.<\/p>\n

\u010co m\u00f4\u017ee s\u00fadny exek\u00fator vydra\u017ei\u0165?<\/h2>\n

Ako sa uk\u00e1zalo, predmet\u00a0dra\u017eby s\u00fadnych exek\u00fatorov<\/strong>\u00a0Predmetom dra\u017eby nie s\u00fa len domy, byty alebo pozemky. Predmetom dra\u017eby m\u00f4\u017ee by\u0165 v skuto\u010dnosti ak\u00fdko\u013evek majetok dl\u017en\u00edka vr\u00e1tane hnute\u013en\u00e9ho majetku. Samozrejme, v ustanoveniach Ob\u010dianskeho s\u00fadneho poriadku sa uv\u00e1dza, ktor\u00e9 veci sa nesm\u00fa dra\u017ei\u0165, vr\u00e1tane vybavenia dom\u00e1cnosti, n\u00e1strojov nevyhnutn\u00fdch na v\u00fdkon z\u00e1robkovej \u010dinnosti dl\u017en\u00edka, na n\u00e1bo\u017eensk\u00e9 \u00fa\u010dely alebo na \u00fa\u010dely vzdel\u00e1vania. Zah\u0155\u0148aj\u00fa aj invalidn\u00fd voz\u00edk (zdravotne postihnut\u00e9ho dl\u017en\u00edka), poste\u013en\u00fa bielize\u0148 a oble\u010denie alebo z\u00e1soby paliva a potrav\u00edn na jeden mesiac.<\/p>\n

Na str\u00e1nke\u00a0dra\u017eby s\u00fadnych exek\u00fatorov<\/strong>\u00a0Naj\u010dastej\u0161ie ide o aut\u00e1, motorky a sk\u00fatre, priemyseln\u00e9 materi\u00e1ly, suroviny, staro\u017eitnosti, umeleck\u00e9 diela, n\u00e1bytok, hodinky alebo \u0161perky.<\/p>\n

Ako funguje dra\u017eba s\u00fadneho exek\u00fatora?<\/h2>\n

Dra\u017eba s\u00fadneho exek\u00fatora<\/strong>\u00a0prebieha pod doh\u013eadom sudcu okresn\u00e9ho s\u00fadu prostredn\u00edctvom s\u00fadneho exek\u00fatora a m\u00e1 formu \u00fastnej dra\u017eby. D\u00f4le\u017eit\u00e9 je, \u017ee ka\u017ed\u00e1 polo\u017eka, ktor\u00e1 sa pon\u00faka v aukcii, m\u00e1 svoju vlastn\u00fa vyvol\u00e1vaciu cenu, ktor\u00e1 nikdy nie je ni\u017e\u0161ia ako \u00be hodnoty hodnotenej polo\u017eky. Ak sa v prvom term\u00edne dra\u017eby nez\u00fa\u010dastn\u00ed \u017eiadny z\u00e1ujemca, vyhl\u00e1si sa druh\u00fd term\u00edn dra\u017eby, v ktorom je vyvol\u00e1vacia cena ni\u017e\u0161ia ako 2\/3 odhadovanej hodnoty predmetu.<\/p>\n

Stru\u010dne povedan\u00e9, aukcia spo\u010d\u00edva v tom, \u017ee uch\u00e1dza\u010di, ktor\u00ed pr\u00eddu na aukciu, pon\u00fakaj\u00fa ur\u010dit\u00fa sumu (nie ni\u017e\u0161iu ako je vyvol\u00e1vacia cena). Treba si uvedomi\u0165, \u017ee pon\u00faknut\u00e1 suma (t. j. tzv. zv\u00fd\u0161enie ceny) nesmie by\u0165 ni\u017e\u0161ia ako % vyvol\u00e1vacej ceny dra\u017eenej veci, ktor\u00e1 by sa mala zaokr\u00fahli\u0165 nahor (t\u00fato sumu ve\u013emi \u010dasto uv\u00e1dza s\u00fadny exek\u00fator na za\u010diatku dra\u017eby). Po tretej v\u00fdzve s\u00fadu z\u00edska pr\u00edklep ten, kto pon\u00fakne najvy\u0161\u0161iu cenu, a vyhr\u00e1 dra\u017ebu.<\/p>\n

Na konci dra\u017eby s\u00fad vyd\u00e1 rozhodnutie o udelen\u00ed pr\u00edklepu, ktor\u00e9 v\u0161ak mus\u00ed by\u0165 pr\u00e1voplatn\u00e9. Po uplynut\u00ed lehoty na nadobudnutie pr\u00e1voplatnosti rozhodnutia s\u00fadu je \u00faspe\u0161n\u00fd uch\u00e1dza\u010d povinn\u00fd v nasleduj\u00facich 14 d\u0148och zlo\u017ei\u0165 zvy\u0161n\u00fa sumu zn\u00ed\u017een\u00fa o predt\u00fdm zaplaten\u00fa z\u00e1bezpeku na \u00fa\u010det s\u00fadu. Po splnen\u00ed uveden\u00fdch formal\u00edt, ak bola predmetom dra\u017eby nehnute\u013enos\u0165, s\u00fad vyd\u00e1 rozhodnutie o ur\u010den\u00ed vlastn\u00edctva a po nadobudnut\u00ed pr\u00e1voplatnosti rozhodnutia sa do katastra nehnute\u013enost\u00ed zap\u00ed\u0161e nov\u00fd nadob\u00fadate\u013e.<\/p>","protected":false},"excerpt":{"rendered":"

Czym s\u0105 i na czym polegaj\u0105 licytacje komornicze? Licytacje komornicze s\u0105 finalnym i cz\u0119sto uznawanym jako ko\u0144cowy element odzyskania nale\u017cno\u015bci w przypadku niewyp\u0142acalnego d\u0142u\u017cnika. S\u0105 one okre\u015blonym i \u015bci\u015ble uregulowanym przez prawo rodzajem sprzeda\u017cy ruchomo\u015bci lub nieruchomo\u015bci, kt\u00f3re znajduj\u0105 si\u0119 w maj\u0105tku d\u0142u\u017cnika. Egzekucj\u0119 d\u0142u\u017cnika przeprowadza komornik dzia\u0142aj\u0105cy przy w\u0142a\u015bciwym s\u0105dzie rejonowym, jednak w tym […]<\/p>\n","protected":false},"author":2,"featured_media":681,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[39,36,31],"tags":[50],"class_list":["post-680","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-biznes","category-dom","category-lifestyle","tag-all"],"_links":{"self":[{"href":"https:\/\/lifestylerek.com\/sk\/wp-json\/wp\/v2\/posts\/680","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lifestylerek.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lifestylerek.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lifestylerek.com\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/lifestylerek.com\/sk\/wp-json\/wp\/v2\/comments?post=680"}],"version-history":[{"count":0,"href":"https:\/\/lifestylerek.com\/sk\/wp-json\/wp\/v2\/posts\/680\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lifestylerek.com\/sk\/wp-json\/wp\/v2\/media\/681"}],"wp:attachment":[{"href":"https:\/\/lifestylerek.com\/sk\/wp-json\/wp\/v2\/media?parent=680"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lifestylerek.com\/sk\/wp-json\/wp\/v2\/categories?post=680"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lifestylerek.com\/sk\/wp-json\/wp\/v2\/tags?post=680"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}